it was 10.20 in the morning when a colleague sms-ed me saying "the class is so boring.." to which I replied "I just woke up.. still lying on my comfy bed.." =p

to anyone out there considering to apply for dbs credit card.. my piece of advice.. don't! I paid my last bill promptly (in fact it's early considering it's an internal transaction) and amazingly the current bill states late charges of $30, with previous balance of 25 cents, pay date = immediate. The customer service staff whom I furiously called explained that the magic 25 cents comes from credit shield fee for the month of July in which I didn't make any transactions. July bill was not issued to me, thus no payment made, and fee is rolled over to next month with late charges of $30 requiring immediate payment. incredible.

currently playing: journey by corrinne may

It’s a long, long journey
Till I know where I’m supposed to be
It’s a long, long journey
and I don’t know if I can believe
When shadows fall and block my eyes
I am lost and know that I must hide
It’s a long, long journey
Till I find my way home to you

Many days I’ve spent
Drifting on through empty shores
Wondering what’s my purpose
Wondering how to make me strong
I know I will falter I know I will cry
I know you’ll be standing by my side
It’s a long, long journey
And I need to be close to you

Sometimes it seems no one understands
I don’t even know why
I do the things I do
When pride builds me up till I can’t see my soul
Will you break down these walls and pull me through?

‘Cause it’s a long, long journey
Till I feel that I am worth the price
You paid for me on calvary
Beneath those stormy skies
When Satan mocks and friends turn to foes
It feels like everything is out to make me lose control

'Cause it’s a long, long journey
Till I find my way home to you